Terms and Conditions
Terms and Conditions for Crest
Welcome to Crest, India’s ultimate credit card knowledge hub. By accessing or using our website, tools, and services, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using Crest.
Last Updated on November, 24, 2024
Acceptance of Terms
By using Crest, you agree to these Terms and Conditions, our Privacy Policy, and any additional terms applicable to specific services. If you do not agree, please discontinue the use of our website.
Services Offered
Crest provides information and resources on over 500 credit cards issued by 50+ banks, NBFCs, and fintechs. Our services include:
Comprehensive credit card comparisons
Features, benefits, and eligibility criteria of various cards
Tools and calculators for personalized recommendations
Crest does not issue credit cards or provide financial services. All information is for educational purposes only.
Eligibility
To use our website, you must:
Be at least 18 years of age
Be capable of entering into a legally binding agreement under Indian laws
Use the website only for lawful purposes
User Obligations
As a user, you agree to:
Provide accurate and truthful information during interactions (e.g., feedback forms or surveys).
Use our website and services responsibly and ethically.
Refrain from copying, modifying, distributing, or creating derivative works based on our content without permission.
You must not use Crest to:
Engage in any fraudulent, harmful, or unlawful activities.
Interfere with the website’s operation or security.
Spread viruses, malware, or other harmful code.
Intellectual Property Rights
All content, including text, graphics, logos, icons, images, and software, is the property of Crest or its licensors and is protected under Indian copyright, trademark, and intellectual property laws.
You may use our content only for personal, non-commercial purposes.
Unauthorized reproduction, distribution, or exploitation of Crest’s content is prohibited.
Third-Party Links and Services
Crest may include links to third-party websites or services for your convenience.
We do not endorse or take responsibility for the accuracy, reliability, or legality of third-party content.
Your use of third-party sites is governed by their terms and policies.
Disclaimer of Warranties
Crest is provided on an "as-is" and "as-available" basis. We do not guarantee that:
The website will be error-free, secure, or uninterrupted.
The information provided is complete, accurate, or current.
Crest is not liable for decisions or actions taken based on the information available on the website. Users are encouraged to independently verify details before applying for credit cards.
Limitation of Liability
To the extent permitted by law, Crest is not liable for any:
Indirect, incidental, or consequential damages resulting from your use of the website.
Losses or damages arising from inaccuracies or errors in content.
Your sole remedy for dissatisfaction with our services is to discontinue using Crest.
Indemnification
You agree to indemnify and hold Crest, its affiliates, partners, and employees harmless from any claims, damages, or losses arising from:
Your misuse of the website or services.
Your violation of these Terms and Conditions.
Your infringement of any third-party rights.
Modifications to the Terms
Crest reserves the right to update or modify these Terms and Conditions at any time without prior notice. Any changes will be effective upon posting on this page. Continued use of the website constitutes your acceptance of the revised terms.
Termination of Use
We may suspend or terminate your access to Crest without notice if:
You violate these Terms and Conditions.
We encounter security concerns or suspect misuse.
Governing Law and Dispute Resolution
These Terms and Conditions are governed by the laws of India.
Any disputes shall be resolved through arbitration in accordance with the Arbitration and Conciliation Act, 1996, with the seat of arbitration in Gurugram, Haryana, India.
Courts in Gurugram, Haryana, India shall have exclusive jurisdiction over any unresolved matters.
Contact Us
If you have any questions or concerns regarding this Privacy Policy, reach out to us at:
Crest Customer Support
Email: [email protected]
Phone: +91 91725 12106
By using Crest, you acknowledge that you have read, understood, and agree to these Terms and Conditions. Thank you for trusting us as your credit card knowledge hub!