The Axis Bank Flipkart Credit Card is a powerful tool for online shoppers in India, especially for regular customers on Flipkart and Myntra. This co-branded credit card offers some of the most competitive cashback and rewards on popular categories like fashion, electronics, and groceries. In this guide, we’ll explain how to access and maximize the card’s exclusive offers to save more on every transaction.
1. Get Started: Activate Your Card
- Once your Axis Flipkart Credit Card is approved and activated, you’ll immediately start earning cashback and rewards.
- Download the Axis Bank Mobile App or log into Internet Banking to easily manage your card settings, track rewards, and explore current offers.
2. Earn Cashback on Every Flipkart Purchase
- One of the top perks of this card is the 5% cashback on Flipkart and Myntra purchases, allowing you to save instantly every time you shop on these platforms.
- To get the cashback, ensure you select the Axis Flipkart Credit Card as your payment option at checkout.
- Cashback is usually credited to your statement each month, reducing your outstanding balance directly.
3. Access Partner Offers for Extra Rewards
- Apart from Flipkart and Myntra, the Axis Flipkart Credit Card offers 4% cashback on partner brands such as Swiggy, PVR, and Uber, which can make a big difference in savings on food orders, movie tickets, and rides.
- When transacting on these platforms, always choose the Axis Flipkart Credit Card to ensure your cashback benefits apply.
4. Monthly Cashback on All Other Purchases
- For purchases beyond Flipkart’s ecosystem and partner brands, the Axis Flipkart Credit Card still offers 1.5% cashback on all transactions, which is automatically credited as a statement credit.
- Use your card regularly to save on various spending categories, from dining to grocery shopping and travel.
5. Leverage Instant Discounts During Flipkart Sale Events
- During major sale events like the Big Billion Days and End of Season Sales, Axis Flipkart Credit Cardholders often receive additional discounts or special cashback rates.
- Keep an eye on Flipkart’s notifications or check the Axis Bank app for updates on exclusive credit card deals during these times.
6. Get Fuel Surcharge Waiver
- With this card, you can also save on fuel with a 1% fuel surcharge waiver (for transactions between ₹400 and ₹4,000).
- Just use your Axis Flipkart Credit Card at fuel stations across India, and the surcharge will be credited back to your account.
7. Check for Limited-Time Promotions
- Axis Bank periodically launches special offers for credit cardholders, including extra cashback, contests, and rewards on specific categories.
- Stay updated by regularly checking the “Offers” section on the Axis Bank mobile app or website for the latest promotions and extra discounts available to Axis Flipkart Credit Card users.
8. Use Smart EMI Options for Big Purchases
- The Axis Flipkart Credit Card allows you to convert large purchases into EMIs (Equated Monthly Installments) at low interest rates. This feature is particularly useful for high-value items on Flipkart, such as electronics or appliances.
- Choose the EMI option at checkout to divide your payments over several months without overextending your budget.
9. Track and Redeem Your Rewards
- Log into the Axis Bank Rewards Portal through the mobile app or web to view and redeem your accumulated cashback.
- Cashback is automatically credited to your card statement, but tracking your rewards can help you strategize for future purchases or set savings goals.
Key Takeaways
- 5% Cashback on Flipkart & Myntra purchases.
- 4% Cashback on partner brands like Swiggy, Uber, and PVR.
- 1.5% Cashback on all other purchases, with no minimum spend requirement.
- Fuel Surcharge Waiver and EMI options for convenience.
By consistently using your Axis Flipkart Credit Card for purchases across these categories, you’ll be able to save on daily expenses and enjoy exclusive discounts and cashback.
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