The Tiara Credit Card from Bank of Baroda is a premium offering tailored specifically for women. With its robust reward structure, lifestyle benefits, and travel perks, the card caters to modern women who value financial empowerment and convenience. Whether for shopping, travel, or everyday expenses, the Tiara Credit Card ensures you earn while you spend.
Key Highlights of the Tiara Credit Card
Rewards and cashback flexibility
Earn 5 reward points per ₹100 on premium categories (travel, dining, entertainment)
Earn 3 reward points per ₹100 on other retail spends
Convert reward points into cashback directly to your credit card account
Benefits round the year for Rs 30,000+
Complimentary Memberships: Fitpass membership worth Rs 15,000; Swiggy One 3-month membership; Annual memberships for Gaana and Prime Video
Rs 500 discount vouchers from Flipkart, BookMyShow, Big Basket available once a quarter
Exclusive perks for women
Complementary women’s health package including blood tests, mammography and pap smear
Quarterly discounts upto Rs 500 with brands like Nykaa, Myntra and up to Rs 1500 with Lakme Salon
Fees and Charges
- Joining Fee:
- ₹2,499 + GST
- Annual Fee:
- ₹2,499 + GST, waived on annual spends exceeding ₹3 lakh
- Forex Markup:
- Low 2% fee on international transactions
Eligibility and Application
- Eligibility:
- Women applicants with a minimum annual income of ₹4 lakh.
- Age between 21–65 years, with a good credit history.
- Documents Required:
- Identity Proof: Aadhaar, PAN, Passport.
- Income Proof: Salary slips or IT returns.
- Address Proof: Utility bill or Aadhaar.
- How to Apply:
- Online: Visit the Bank of Baroda website to fill out the form and upload documents.
- Offline: Submit an application at the nearest BoB branch.
Limitations of the Tiara Credit Card
- High Annual Fee:
- While packed with benefits, the fee may deter users unless they maximize the reward structure
- Eligibility Threshold:
- A minimum annual income of ₹4 lakh makes it less accessible for some women
- Reward Capping:
- Certain categories may have limits on the maximum reward points that can be earned
Why Choose the Tiara Credit Card?
The Bank of Baroda Tiara Credit Card stands out with its women-focused rewards, health benefits, and travel perks. Its unique blend of lifestyle and financial benefits makes it a perfect choice for women seeking a premium credit card experience. However, potential applicants should weigh the fees and eligibility criteria against their spending habits to maximize the card’s value.
For more details or to apply, visit the Bank of Baroda Tiara Credit Card page.
Leave a Reply